• Debate This: Personal Bankruptcy

Three months ago, Janet Harts husband of twenty years died of cancer. Although he had medical insurance, he left Janet with outstanding medical bills of more than $50,000. Janet has worked at the local library for the past ten years, earning $1,500 per month. Since her husbands death, Janet also has received $1,500 in Social Security benefits and $1,100 in life insurance proceeds every month, giving her a monthly income of $4,100. After she pays the mortgage payment of $1,500 and the amounts due on other debts each month, Janet barely has enough left over to buy groceries for her family (she has two teenage daughters at home). She decides to file for Chapter 7 bankruptcy, hoping for a fresh start. Using the information provided in the chapter, answer the following questions. 

1. Under the Bankruptcy Code after the reform act, what must Janet do before filing a petition for relief under Chapter 7?
2. How much time does Janet have after filing the bankruptcy petition to submit the required sched-ules? What happens if Janet does not meet the deadline?
3. Assume that Janet files a petition under Chapter 7. Further assume that the median family income in the state in which Janet lives is $49,300. What steps would a court take to determine whether Janets petition is presumed to be substantial abuse under the means test?
4. Suppose the court determines that no presumption of substantial abuse applies in Janets case. Nevertheless, the court finds that Janet does have the ability to pay at least a portion of the medical bills out of her disposable income. What would the court likely order in that situation?

Debate This:
Rather than being allowed to file Chapter 7 bankruptcy petitions, individuals and couples should always be forced to make an effort to pay off their debts through Chapter 13.

Making judgement as to whether a theory could be adapted for use in research is very important.  Describe the internal and external criticism that is used to evaluate middle range theories.

Please include 400 words in your initial post by Wednesday 23:59pm with 2 scholarly references. 

For this assignment, you will read the appropriate case study applicable to your educational level and complete the requirements. Choose your case study below:

Case Study #1. Lake Forest City Schools. K-12 School Division

You are the Vice President of development at a Lake Forest City Schools (LFCS). The school district is over 75 years old, with a solid academic reputation and a large, supportive alumni base. However, fundraising has never been a high priority at the school district. The school receives about $250,000 per year in tax donations. Your mission is to build a development staff as well as a fundraising plan to support the growth and challenges facing the school over the next five years.

Discussion: System Implementation and Maintenance Considerations

Consider the Millennium Health project that you have been working on throughout the course and provide answers to the following prompts based the Business Support System (BSS):

1. Which installation strategy would you recommend? Support your answer with an explanation.
2. List three or four testing criteria that you would use to test the BSS system to ensure it is ready for production use. Make sure that your testing criteria is adequately descriptive. If not, provide an explanation for it.
3. Consider the four types of maintenance discussed in Chapter 14 ( 1. Obtaining maintenance requests 2. Transforming requests into changes 3. Designing changes 4. Implementing changes ) of the textbook. Which type do you think is most likely to be needed for the BSS system? Support your answer with an explanation.
4. Corrective maintenance is by far the most frequent form of maintenance. What can you do as a systems analyst to reduce this form of maintenance?

Submit a meaningful reply of 400-450 words to the below post.  Demonstrate analysis, and synthesis of all course materials, tact, and insight. For each reply, reference the textbooks (chapter 1 attached), at least 3 journal articles, and the correlated thread. 

Adhere to current APA format in all posts. Note that management techniques must not be capitalized. Consult the grading rubrics to see how you will be graded.

The company that was chosen to be discussed is Target. This is a company that is well known throughout North America for its promise of sustainability. Out of the thirteen different methods for contemporary management, sustainability had stood out. Sustainability is one of the methods that focuses on a businesses process improvement. The textbook states sustainability can be accomplished through technological innovation and new product development as well as commonsense measures to improve the social and environmental impacts of the companys operations (Blocher, E. J., Juras, P. E., & Smith, S. D. 2022. p 19). Target has been committed to eliminating the amount of waste it creates each year and creating and carrying as much sustainable products it can. One article on sustainability and reporting states, businesses can provide corporate sustainability by developing strategies and approaches to reduce damage to the environment during the manufacturing process (Caliyurt, K. T. 2020;2019). Target has actively been working on its manufacturing processes to reduce waste. More companies over the years have shifted their focus to the environment and creating a more ecofriendly way of operating. It has even been more of an expectation than encouraged factor for companies to be a part of. In recent years sustainability reporting on companies have become more prevalent. Authors Hamilton, S. N. and Waters, R. D. discuss in their article that sustainability reporting that is based on environmental, social, and governance metrics results in an evaluation process of measuring the impact of investments and business activities beyond the monetary value continues to gain traction (Sustainability. 2022). These reports are taken on companies all over the United States and are to help said companies to be transparent with its consumers. This transparency and continuous improvement on a companys process will help to achieve critical success factors that a company is striving for. Sustainability within a company is not only great for the environment, but it will help with a corporations goals. Author and Professor Christopher G Beehner discussed it best in his book on sustainability and success. By becoming environmentally friendly, companies can cut down on costs, continuously be innovating, and have a competitive advantage (Beehner, C. G.). Each of these factors have a major impact on the success of a company beyond helping the environment. The Bible has been clear from the beginning that mankind is to care for the Earth. In Genesis 1:26 it discusses how the Lord has created man in his image and for man to govern over everything on Earth, from the sea to the sky and more (ESV). Mankind is to rule over everything and is therefore to care for the Earth as well. Corporations have a major impact on the environment and must take action to have a positive impact, which starts with sustainability.

References

Caliyurt, K. T. (2020;2019;). New approaches to CSR, sustainability and accountability: Volume

1. I. Springer.

Beehner, C. G. (n.d). Spirituality, sustainability, and success: Concepts and cases. Springer

International Publishing.

Blocher, E. J., Juras, P. E., & Smith, S. D. (2022). Cost Management: A Strategic Emphasis Ninth Edition (9th ed.). McGraw Hill LLC.

Hamilton, S. N., & Waters, R. D. (2022). Mainstreaming standardized sustainability reporting:

Comparing fortune 50 corporations and U.S. news & world Reports top 50 global universities sustainability reports. Sustainability (Basel, Switzerland), 14(6), 3442.

Short Answer Question 1
As you have learned, animal suffering has been the focus of many ethical viewpoints. Compare and contrast at least two differing viewpoints on animal suffering that we covered in class (Ch. 4 of the textbook).
Include the major authors/thinkers of each viewpoint you describe and include at least three points in your comparison.

Short Answer Question 2
Lets say a mining company has destroyed a natural landscape and the mining operation ends, leaving a devastated and disturbed land behind. The government has plans to regain the land but is concerned about cost, impact, and difficulty in fixing the land after mining. Out of the following three options, would you recommend the government complete reclamation, restoration, or rewilding of the site?
In your answer, include the reason why you chose your option and include at least one advantage and one disadvantage of that method.

Submit a meaningful reply of 400-450 words to the below post.  Demonstrate analysis, and synthesis of all course materials, tact, and insight. For each reply, reference the textbooks (chapter 1 attached), at least 3 journal articles, and the correlated thread. 

Adhere to current APA format in all posts. Note that management techniques must not be capitalized. Consult the grading rubrics to see how you will be graded.

An organization should be aware of different operations that incur many costs and hinder an increase in profit. It will enable organizations to know the cost of production of each item and whether the cost incurred can be reduced. This majorly affects manufacturing companies that deal manufacture of different products; thus, determining the cost of each product will aid in determining its performance and profitability. Therefore, manufacturing companies need to adopt Activity Based Costing useful in determining operational activities happening within the company and assigning a cost to each operation. This report will discuss how Tesla Inc. uses Activity Based Costing and its contribution to the success of Tesla Inc.

Tesla Inc. is a multinational automotive and energy company whose headquarter is located in Austin, Texas, United States of America. The company deals with designing, developing, manufacturing, selling, and leasing electric vehicles, energy generation, and storage systems. Key products offered include Model Y, Model X, Model 3, Model S, and Tesla Roadster vehicles (Yahoo,2022). The total cost of production for such a multinational corporation poses a challenge to determine because it accounts for every product. The use of Activity-Based Costing by Tesla Inc. ensures that they accurately allocate costs incurred to each product which aids in making a better and informed decision for each product depending on its performance.

Activity-Based Costing impacts Tesla Inc. in numerous ways. It provides better costing accuracy by allocating overhead manufacturing costs accurately to specific products and processes that need the activity for production (Blakely-Gray,2021). Therefore, the company can eliminate any irrelevant cost that it may have incurred and aid the management in making realistic pricing decisions. It will lead to customer satisfaction because the company will be able to deliver quality products, thus increasing its profitability and performance. It will aid the management in making better decisions in creating a budget for the company.

In addition, this system can enable Tesla Inc. to improve its manufacturing and business procedures as it allocates indirect costs to products based on the aspect that generates that cost hence the management of Tesla Inc. can identify the business process that indicates good performance and ones that need to be improved resulting to a good performance of the company (Thompson,2019). Tesla Inc. can use this system to identify high-cost, low-value activities that incur unnecessary costs and eliminate them, thus improving production efficiency. It will aid in improving the quality of products developed by providing accurate information about production and cost that need to be checked.

In conclusion, companies should reduce the cost of production by eliminating unprofitable products and unnecessary costs incurred while manufacturing products. Therefore, they need to strategize on the best technique to help price their products to have a competitive edge in the market. Consequently, companies need to adopt a costing technique such as Activity Based Costing to understand the overall production procedure and identify opportunities that need to be utilized, leading to an increase in revenue. Activity-Based Costing has proven to be one of the best techniques to reduce the cost of production, affecting numerous companies.

References

Blakely-Gray, R. (2021). Activity-Based Costing | Definition, Process, & Example. Patriot Software. Retrieved 10 May 2022, from

.

Thompson, J. (2019). What Types of Businesses Do Activity-Based Costing? Bizfluent. Retrieved 10 May 2022, from .

Yahoo, F. (2022). Yahoo is part of the Yahoo family of brands. Finance.yahoo.com. Retrieved 10 May 2022, from .

Blakely-Gray, R. (2021). Activity-Based Costing | Definition, Process, & Example. Patriot Software. Retrieved 10 May 2022, from

Explain how you applied the following concepts and how they have helped you in your organization.  Please provide examples to support your statements. Choose two of the following;

i.    Self-Concept
ii.    Emotional Intelligence
iii.    ethical /moral concepts

type the question here. azin the instructions. you can copy paste them

then if you have a file to upload. click the “plus sign” and select what you want to upload

Apart from giving the games, most casino sites in the UK utilize a variety of payment options in order to accommodate and entice clients. Some nations have rules that make it illegal for local businesses to offer fiat currency for gaming. That is why most people like to play that are internet-based. Below is a compilation of the key payment methods employed by online betting sites.

1) Credit and Debit Cards

Debit and credit cards can be used to make online transactions in the United Kingdom, with one major difference: debit cards utilize funds from the customer’s bank account, whilst credit cards use funds received from a credit limit. Because they are linked to bank accounts, the cards are the most secure way to pay online. It is also the most common mode of payment because gamers can also have their gambling winnings deposited directly into their bank accounts.

2) E-Wallets

Because they are fast and secure for both paying and receiving at online casinos, eWallets are regarded as the most efficient payment solutions available. These digital payment services allow players to save cash and make electronic payments without inputting their credit card or bank information each time. One can pay to any gambling website by logging into their account if they have adequate dollars in their account. Some e-wallets, such as PayPal, which are used at casinos, such as the ones listed at , are linked to one’s personal bank account, so users do not have to worry about running out of money. The popularity of e-wallets has expanded over time, owing to their quick and efficient withdrawals and deposits. It is why many gambling sites that provide quick payments employ eWallets.

3) Cryptocurrencies

The way money is exchanged online has changed dramatically in the last few years. In 2009, cryptocurrency, a revolutionary and autonomous type of currency, sprang to fame. This extremely secure ledger-based way of making payments for goods and services took off. Hundreds of coins are accessible on the market nowadays. The online gambling sector was one of the first to adopt this new technology, particularly for handling deposits completely.

4) Prepaid Cards

Prepaid cards, just like debit cards, are pre-loaded with monies that the customer can utilize. Players use these cards for confidentiality and safety, for example, if someone is concerned about using their debit or credit cards in an online casino. Prepaid cards are the greatest option in that circumstance, particularly because they will not have to divulge any personal details. Prepaid cards also make excellent gifts.

Conclusion

On an online gambling site, users can pay and receive money in a variety of methods. Most people and thrill of gambling, and to do this, they need to have a channel to send and receive money. Online casinos feature a number of payment options that are convenient and secure, and confidential.